Kshama Fernandes is the Managing Director and CEO of IFMR Capital, a leading non-banking finance corporation in India that has successfully used the structured finance approach for promoting financial inclusion. Kshama has extensive prior experience across financial advisory, consulting, and academia. She has been a member of various High Powered Committees setup by the Government of India and has worked on consulting assignments for the World Bank, the Chicago Mercantile Exchange, Ministry of Finance, Government of India, and NSEIT. She was a core committee member of the Percy Mistry Committee on making Mumbai an International Financial Centre and also developed the SEBI mandated certification programme for derivatives for the National Stock Exchange (NSE) and NCDEX.
Kshama has been featured by FMO as a role model in banking. She is also a recipient of Accion’s Edward W. Claugus award for leadership in financial inclusion.