Gaurav Zutshi is EVP & Chief Digital officer at Aditya Birla Financial Services group, leading direct to customer business across the portfolio of products - life insurance, mutual funds, digital lending, health & general insurance Broking. India's largest PFM (personal financial management) platform, MyUniverse is also part of his digital portfolio. Prior to this he has worked at Citibank, Visa, ANZ Bank, IBM, First Data and an entrepreneurial stint at Obopay & Money on Mobile. He was APAC Head of Product & Innovation at First Data serving banks & merchants across region with digital solutions in payments & mobility. At Citibank, Gaurav was SVP in Asia Pacific Innovation Lab, where he developed product prototypes & new business models around international payments, corporate cards and Forex optimization.
Gaurav is an investor & mentor to few startups in FinTech, mobility & SaaS platform space.